54539 ZIP Code — Lake Tomahawk, WI

Oneida County, Wisconsin

ZIP code 54539 is located in Lake Tomahawk, Wisconsin, within Oneida County. It covers approximately 55.73 square miles and serves a population of 1,300 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 715.

About ZIP code 54539

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $239,200. Owner-occupancy is high at 93%, well above the national average.

The gap between median ($74,318) and mean household income suggests income inequality — a small number of higher earners pull the average up. 49% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 22 minutes is near the national average.

Educational attainment is near the national average, with 22% of residents holding a bachelor's degree or higher.

Overall, ZIP code 54539 reflects a community defined by high homeownership and a significant Social Security-dependent population.

1,300

population

55.73

sq mi land

Standard

ZIP type

Central (CT)

timezone

54539 ZIP code map

Cities in ZIP code 54539

Below are the cities the US Postal Service accepts for ZIP code 54539. Using any city not on this list may result in mail delivery delays.

City	Status
Lake Tomahawk	Preferred

Nearby ZIP codes

54558 Saint Germain (9.5 mi) 54529 Harshaw (10.3 mi) 54531 Hazelhurst (10.6 mi) 54568 Woodruff (12.6 mi) 54501 Rhinelander (13.7 mi) 54548 Minocqua (14.1 mi) 54560 Sayner (15.3 mi) 54521 Eagle River (18.5 mi) 54538 Lac Du Flambeau (18.6 mi) 54512 Boulder Junction (18.7 mi)

Demographics updated 05/2026

Population
Total population	1,300
Population density	23 / sq mi
State FIPS	55
County FIPS	085

Geography
Land area	55.73 sq mi
Water area	17.26 sq mi
Latitude	45.7943
Longitude	-89.5711
Timezone	Central (CT)
Area code	715

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	39.4%	43.9%	39.4%
$50k – $100k	36.1%	33.0%	33.0%
$100k – $200k	11.6%	17.7%	22.4%
Over $200k	12.9%	5.4%	5.2%

Demographics & statistics

1,300

Population

People per sq mi

56.2

Median age

$74,318

Median household income

$44,694

Per capita income

$239,200

Median home value

$781

Median monthly rent

92.8%

Home ownership

7.5%

Poverty rate

2.2%

Unemployment

1,734

Housing units

21.9%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

132

65–74

136

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	167	12.8%
18 and over	1,133	87.2%
65 and over	440	33.8%
Median age	56.2 years

Race & ethnicity

White 91.1%

Two or more races 4%

Hispanic or Latino 3.3%

American Indian / Alaska Native 0.6%

Other race 0.4%

Black or African American 0.4%

Asian 0.1%

Group	Count	%
White	1,225	91.1%
Two or more races	54	4%
Hispanic or Latino	45	3.3%
American Indian / Alaska Native	8	0.6%
Other race	6	0.4%
Black or African American	5	0.4%
Asian	2	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	39.4%	43.9%	39.4%
$50k – $100k	36.1%	33.0%	33.0%
$100k – $200k	11.6%	17.7%	22.4%
Over $200k	12.9%	5.4%	5.2%

Under $10k 4.3%

$10k–$15k 2.2%

$15k–$25k 10.8%

$25k–$35k 7.2%

$35k–$50k 8.7%

$50k–$75k 17.3%

$75k–$100k 10.8%

$100k–$150k 17.7%

$150k–$200k 7.4%

$200k+ 13.6%

Range	% of households
Under $10k	4.3%
$10k–$15k	2.2%
$15k–$25k	10.8%
$25k–$35k	7.2%
$35k–$50k	8.7%
$50k–$75k	17.3%
$75k–$100k	10.8%
$100k–$150k	17.7%
$150k–$200k	7.4%
$200k+	13.6%
Median income	$74,318

Housing

Home values

Under $50k 4.8%

$50k–$100k 6.6%

$100k–$150k 7.8%

$150k–$200k 15.8%

$200k–$300k 29.7%

$300k–$500k 23.6%

$500k–$1M 10.6%

$1M+ 1.0%

Housing overview

Metric	Value
Median home value	$239,200
Median rent / month	$781
Owner occupied	92.8%
Renter occupied	7.2%
Vacant	69.7%
Single-family detached	87.6%
Large apartment buildings	0.0%
Mobile homes	8.2%
Median rooms	5.0
Avg household size (owned)	2.20

Year built

Era	%
2020 or later	0.2%
2010–2019	3.0%
2000–2009	12.4%
1990–1999	16.0%
1980–1989	19.7%
1970–1979	18.4%
1960–1969	15.3%
1950–1959	8.3%
1940–1949	2.3%
1939 or earlier	4.3%

Bedrooms

Size	% of units
No bedroom (studio)	1.1%
1 bedroom	5.2%
2 bedrooms	38.9%
3 bedrooms	44.7%
4 bedrooms	7.7%
5+ bedrooms	2.3%

Vehicles per household

Vehicles	% of households
No vehicle	1.9%
1 vehicle	29.0%
2 vehicles	50.7%
3 or more	18.4%

Heating fuel

Fuel type	%
Utility gas	41.1%
Electricity	11.9%
Propane / LP gas	43.1%
Wood	3.0%

Households & families

Household type	Count	%
Married-couple family	310	57.6%
Cohabiting couple	39	7.2%
Male householder, no spouse	80	14.9%
Female householder, no spouse	109	20.3%
Households with children under 18	91	16.9%
Households with seniors (65+)	290	53.9%
Average household size	2.18

Marital status

Status	Male	Female
Never married	24.5%	15.9%
Married	53.4%	56.8%
Separated	0.0%	0.5%
Widowed	3.5%	12.2%
Divorced	18.5%	14.5%

Education

Less than 9th grade 2.7%

Some HS, no diploma 3.5%

HS graduate 34.4%

Some college, no degree 27.2%

Associate's degree 10.3%

Bachelor's degree 13.8%

Graduate / professional 8.2%

Metric	%
HS diploma or higher	93.9%
Bachelor's or higher	21.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	3	1.6%
Kindergarten	3	1.6%
Elementary school	89	48.9%
High school	37	20.3%
College / grad school	50	27.5%

Employment

Industry of employment

Education & healthcare 28.5%

Manufacturing 13.1%

Construction 11.8%

Arts, food & hospitality 9.1%

Retail trade 8.3%

Finance & real estate 8.2%

Other services 6.6%

Professional & management 4.7%

Public administration 4.4%

Transportation & utilities 4.0%

Wholesale trade 0.8%

Information 0.6%

Occupation

Category	%
Management, business & arts	45.7%
Service	13.1%
Sales & office	16.1%
Natural resources & construction	13.5%
Production & transportation	11.6%

Employment type

Type	%
Private sector	75.7%
Government	14.0%
Self-employed	8.7%
Unpaid family workers	1.5%

Commute

Method	%
Drive alone	78.6%
Carpool	14.1%
Public transit	0.0%
Walk	0.6%
Work from home	6.1%
Other means	0.6%
Avg commute (minutes)	21.9

Poverty

All people 7.5%

Under 18 years 10.8%

18 and over 7.0%

Married-couple families 0.3%

Female-led households 60.7%

Income support

Source	% of households
Social Security	48.9%
Retirement income	40.7%
Supplemental Security	5.4%
Cash public assistance	1.9%
Food stamps / SNAP	1.9%

Health indicators

Condition	%
Obesity	31.3%
High blood pressure	37.4%
High cholesterol	37.3%
Diabetes	11.3%
Heart disease	8.0%
Stroke	3.5%
Asthma	9.1%
Arthritis	29.2%
Kidney disease	3.4%
Pulmonary disease	7.0%
Cancer	9.2%

Behavior / access	%
Smoking	15.4%
Binge drinking	21.7%
No physical activity	19.5%
Less than 7 hrs sleep	30.3%
Depression	18.2%
Fair or poor health	12.5%
Poor mental health	11.3%
Poor physical health	10.4%
No health insurance	8.9%
Visited doctor (checkup)	77.3%
Visited dentist	70.3%
Cholesterol screening	91.4%
Teeth loss	9.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	99	8.7%

Disability	%
Any disability	12.9%
Under 18	0.0%
18–64 years	6.5%
65 and over	27.0%

Health insurance coverage

Type	%
Private insurance	74.0%
Public insurance	46.8%
No insurance	3.2%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,268	97.5%
Spanish	11	0.9%
Other Indo-European	0	0.0%
Asian & Pacific Islander	11	0.9%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,276	98.2%
Born in same state	1,276	98.2%
Born in different state	987	75.9%
Foreign born	0	0.0%
Naturalized citizen	24	1.8%
Not a US citizen	12	50.0%

Ancestry

Ancestry	Count	%
Italian	127	9.8%
Arab	91	7%
French	73	5.6%
Polish	72	5.5%
English	30	2.3%

Ancestry	Count	%
German	17	1.3%
Dutch	14	1.1%
Irish	3	0.2%
Norwegian	3	0.2%

Technology access

Metric	% of households
Computer access	41.4%
Internet access	95.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 54539

What city is ZIP code 54539 in?

ZIP code 54539 is primarily assigned to Lake Tomahawk, Wisconsin.

What county is ZIP code 54539 in?

ZIP code 54539 falls within Oneida County, Wisconsin.

Does ZIP code 54539 have an older population?

34% of residents in ZIP code 54539 are 65 or older, above the national average of ~17%.

Is ZIP code 54539 mostly owner-occupied?

93% of occupied units in ZIP code 54539 are owner-occupied, well above the national average.

Does ZIP code 54539 have a large retiree population?

49% of households in ZIP code 54539 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 54539?

ZIP code 54539 has an estimated population of 1,300 residents, with a density of 23 people per square mile.

What timezone is ZIP code 54539 in?

ZIP code 54539 observes the CST timezone.